Commercial Line of Credit (CLOC)

At Lamarque Crescent City Ford, we make it easy for businesses, fleets, and government agencies to acquire the vehicles they need-when they need them-with a Ford Commercial Line of Credit (CLOC).


What is a Commercial Line of Credit (CLOC)?

A CLOC is a pre-approved, open line of credit through Ford Credit that allows you to purchase or lease commercial vehicles without the need to reapply for financing each time. Once established, your business can quickly and efficiently add trucks and vans to your fleet with minimal paperwork and no delays.

It's the smart, flexible solution for companies that need fast access to Ford commercial vehicles like F-250 through F-750 Super Duty trucks, Transit vans, cutaways, and upfitted work trucks.


Why Establish a CLOC for your Business?

With a Ford Commercial Line of Credit, your business benefits from: 

  • Flexible Terms tailored to your needs

  • No setup fees or usage charges.
  • Pre-Approved financing when you need it.
  • Combined monthly billing.
  • Free up working capital to use elsewhere.

CLOC Limits & Processing Times
  • $250,000 to $1 Million → Approval in up to 5 business days
  • $1 Million to $2 Million → Approval in up to 10 business days
  • Over $2 Million → Approval in up to 15 business days
  • Valid for 6 or 12 months with a renewal notice sent 90 days before expiration

Required Documentation for a CLOC Application
  • Completed and signed Business Credit Application
  • Three years of financial statements (CPA-reviewed preferred; tax returns required if not audited)
  • Signed Cross-Collateral / Cross-Default Agreement
  • Ford's General Business Info Form
  • Document confirming signing authority (e.g., Corporate Certificate, LLC Certificate, etc.)
  • Additional documents may be requested depending on your business type

Need Help with the CLOC Program?

Our expert team at Lamarque Crescent City Ford is here to help you navigate the Ford Credit Commercial Line of Credit process and get your business the trucks it needs - fast.

Call us today to speak with a commercial finance expert or begin your application.


504-387-9035